Does Insurance Cover Catalytic Converter Theft? Our Answer

Does Insurance Cover Catalytic Converter Theft? Catalytic converters are a common target for thieves, as they can be sold for their precious metals content. However, most insurance policies do not specifically list catalytic converters as a covered item, meaning that if they are stolen, the policyholder may not be reimbursed. Some insurers will cover the cost of a replacement converter, but this is not guaranteed. It is important to check with one’s insurer to see if catalytic converter theft is covered under their policy.

What happens if someone steals catalytic converter? If someone steals a catalytic converter, they can sell it for scrap metal. The metal in the converter is valuable, so someone can make a lot of money by stealing them.

Can I drive my car if the catalytic converter has been stolen? If your catalytic converter has been stolen, you cannot drive your car. The catalytic converter is necessary for the car to run properly and without it, the car will not be able to start.

Does insurance cover stolen catalytic converters? Yes, insurance typically covers stolen catalytic converters.


Frequently Asked Questions

Which Cars Are Most Likely To Have Catalytic Converter Stolen?

catalytic converters are often stolen from cars because they contain valuable metals, such as platinum, that can be sold on the black market

How Long Does It Take For Someone To Steal Your Catalytic Converter?

Catalytic converters can be stolen relatively quickly, depending on the tool used and the expertise of the thief. A catalytic converter can be removed in as little as 10 minutes, but a more experienced thief could do it in 5 minutes or less.

Will Insurance Cover A Stolen Catalytic Converter?

Most likely, the insurance company will not cover a catalytic converter that has been stolen.

How Much Is A Catalytic Converter Worth When Stolen?

catalytic converter theft is a felony in most states, punishable by incarceration and/or fines. the value of a catalytic converter varies depending on the make and model of the vehicle, but can range from $50 to $200.

What Do I Do If Someone Stole My Catalytic Converter?

If someone steals your catalytic converter, you can replace it with a new or used one, or install a catalytic converter shield.

How Long Can You Drive Without A Catalytic Converter?

A catalytic converter is a device in a car’s exhaust system that helps reduce emissions. It converts harmful pollutants into less harmful ones. Most cars need a catalytic converter to meet emissions regulations, and they usually need to be replaced every 75,000 to 100,000 miles.

Which Catalytic Converters Bring The Highest Scrap Price?

There are a few catalytic converters that bring a higher scrap price than others. The most valuable catalytic converters are typically those found on luxury or high performance cars. Platinum and palladium-containing catalytic converters tend to be the most expensive, so scrap yards will pay more for these units.

What Cars Are Targeted For Catalytic Converter Theft?

catalytic converter theft usually happens with high-end cars that have a lot of platinum in the converters.


Catalytic converter theft is a growing problem, as the devices are valuable and easy to steal. While insurance may cover some of the costs associated with replacing a catalytic converter, it is not likely to provide full coverage. As a result, it is important to take steps to protect your converter and ensure that you have adequate insurance coverage.

Does Insurance Cover Catalytic Converter Theft? Our Answer

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