Does Homeowners Insurance Cover Golf Carts?

Does Homeowners Insurance Cover Golf Carts? Yes, homeowners insurance typically covers golf carts. The extent of coverage may depend on the specific policy, but most policies would likely cover damages to the golf cart if it was involved in an accident.

Do golf carts need license plates in Florida? Yes, in the state of Florida, golf carts are required to have license plates.

Is it legal to drive a golf cart on the road in Florida? Yes, it is legal to drive a golf cart on the road in Florida, as long as the golf cart meets all of the requirements set forth in Florida Statute 316.212

Can you drive a golf cart on the road? Yes, in some states you can drive a golf cart on the road.


Frequently Asked Questions

How Fast Does A Golf Cart Have To Go To Be Street Legal In Florida?

In order for a golf cart to be street legal in Florida, it must travel at a speed of 20 mph or less.

Are Golf Carts Considered Recreational Vehicles In Florida?

Yes, golf carts are often considered recreational vehicles in Florida. This is because they are often used for leisure activities, such as golfing.

How Much Does It Cost To Insure A Street Legal Golf Cart In Florida?

The cost to insure a street legal golf cart in Florida depends on the driving history of the person insured, the make and model of the golf cart, and the coverage limit selected.

Is It Legal To Drive A Golf Cart On The Street In Florida?

Yes, in Florida it is legal to drive a golf cart on the street.

How Much Does Golf Cart Insurance Cost In Florida?

The cost of golf cart insurance in Florida varies depending on the provider, the type of policy, and the coverage amount. Generally, though, golf cart insurance is relatively affordable, with rates starting at around $50 per year.

How Much Does A Golf Cart Cost?

A golf cart typically costs around $2,000.

What Is A Street Legal Golf Cart In Florida?

A street legal golf cart in Florida is a golf cart that is registered and insured for use on public streets and highways.

Do You Need Insurance For A Golf Cart In Florida?

Yes, you need insurance for a golf cart in Florida.


Homeowners insurance can provide coverage for golf carts that are used on the property. Coverage may include damage to the golf cart, theft of the golf cart, and liability if someone is injured while using the golf cart.

Does Homeowners Insurance Cover Golf Carts?

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