Does Auto Insurance Cover Catalytic Converter Theft?

Does Auto Insurance Cover Catalytic Converter Theft? Auto insurance policies vary in what they cover, so it is best to check with your insurer to see if catalytic converter theft is a covered loss. Generally, though, most auto policies will cover the cost of repairing or replacing a catalytic converter that has been stolen.

How do I know if someone tried to steal my catalytic converter? There are a few ways to tell if someone has tried to steal your catalytic converter. One is to look for damage to the exhaust system, such as dents or cuts. Another is to check for missing bolts or screws that hold the converter in place. You can also listen for unusual noises coming from the exhaust system.

What year cars are targeted for catalytic converter theft? catalytic converter theft is typically a crime targeting high-year vehicles, as the newer the car, the more expensive the converter. Converters can sell for hundreds of dollars on the black market, so thieves often go for more expensive models.

What do I do if someone stole my catalytic converter? If someone stole your catalytic converter, you can report it to the police and/or your car insurance company. You may also want to check with local scrap yards to see if anyone has tried to sell one.


Frequently Asked Questions

Are Older Cars Targeted For Catalytic Converter Theft?

There is no definitive answer, but it is speculated that older cars may be more likely to be targeted for catalytic converter theft because the part contains valuable materials that can be sold for scrap. Additionally, newer cars have more sophisticated security measures in place that make it more difficult to steal a catalytic converter.

Does Insurance Cover Catalytic Converter Stealing?

Theft of a catalytic converter is an insurance covered loss.

Which Cars Are Most Likely To Have Catalytic Converter Stolen?

The cars that are most likely to have catalytic converter stolen are the ones that are most expensive and have a lot of platinum in them.

What Can I Do To Protect My Catalytic Converter From Being Stolen?

There is no definitive answer, but various deterrents could include a visible or audible alarm system, immobiliser or tracking device. You could also install a security cover or chain over the converter.

How Would You Know If Someone Took Your Catalytic Converter?

If someone took your catalytic converter, you would likely hear or feel a change in the noise and or feel of your car when it is running.

How Long Does It Take For Someone To Steal My Catalytic Converter?

It takes about 60 seconds for someone to steal a catalytic converter.

Does Insurance Cover Stolen Catalytic Converters?

Catalytic converters are not typically covered by insurance policies unless they are specifically listed as a covered item. Some insurers may offer an endorsement or rider that can be purchased to cover catalytic converters, but this is not typically standard coverage.

What Happens If Someone Steals Your Catalytic Converter?

The catalytic converter is an important part of a car’s emissions system, and it helps to reduce pollutants from the exhaust. If someone steals your catalytic converter, your car will not be able to meet emissions standards, and it may not be able to run at all. You may also have to pay a fine if your car does not meet emissions standards.

What Cars Are Targeted For Catalytic Converter Theft?

catalytic converter theft is on the rise due to the fact that these components contain platinum, palladium, and rhodium – all of which are precious metals. Thieves often strip entire converters from parked cars or rip them off engines while the vehicles are in motion. The parts are then sold for their scrap value.

How Do I Make Sure My Catalytic Converter Isn’T Stolen?

The best way to make sure your catalytic converter isn’t stolen is to install a catalytic converter lock.

Is It Obvious If Someone Steals Your Catalytic Converter?

It is not always easy to tell if someone has stolen your catalytic converter, but there are some things you can look for that may indicate that it has been taken. One sign is that your car may be louder than usual. Another is if you notice a decrease in your gas mileage. If you think someone has stolen your catalytic converter, you should report it to the police.

Are There Anti-Theft Devices For Catalytic Converters?

There are a few different types of anti-theft devices that can be installed on catalytic converters. One type is a simple clamp that can be tightened around the converter to make it more difficult to remove. Another type is a security cable that can be attached to the converter and then locked to a nearby object. There are also GPS tracking devices that can be installed on converters to help track them if they are stolen.


Auto insurance does not typically cover catalytic converter theft, as it is considered a part of the vehicle. However, some policies may include coverage for this type of theft, so it is important to check with your insurer.

Does Auto Insurance Cover Catalytic Converter Theft?

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