Does Trampoline Increase Insurance? Our Answer

Does Trampoline Increase Insurance? There is no definitive answer to this question as the impact of trampoline use on insurance premiums would likely vary from policy to policy and even between different insurers. However, it is generally safe to say that using a trampoline is considered a higher-risk activity, and as such, could lead to increased premiums.

Can I put a trampoline in my backyard? Yes, a trampoline can be placed in your backyard as long as you have enough space. You will also need to make sure that there is enough room for people to jump on the trampoline and that there is a fence around the trampoline to prevent people from getting injured.

Do you have to tell your insurance company if you have a trampoline? Yes, you are required to report any trampolines on your property to your insurance company.

Do you have to have a fence around a trampoline? There is no legal requirement to have a fence around a trampoline, but it is recommended as a safety precaution.


Frequently Asked Questions

Where Can I Put A Trampoline?

There are many places you can put a trampoline, but the best place is in your backyard.

Do You Have To Tell Your Insurance About A Trampoline?

Yes, you are legally required to disclose any physical hazards to your insurance company. This includes trampolines, as well as other potential hazards on your property.

Can I Put A Trampoline In My Yard?

Yes, you can put a trampoline in your yard, but it is important to consider the location of the trampoline. The trampoline should be placed in an open area where there is plenty of room for people to jump and land without hitting anything.

Where Should You Put A Trampoline?

Trampolines should be placed in an open, level area free of obstacles.

Why Do Insurance Companies Ask About Trampolines?

Insurance companies ask about trampolines because they are a common cause of injuries. Having this information allows the insurance company to make an informed decision about whether or not to offer coverage for injuries that may occur while using a trampoline.

How Far Should Trampoline Be From Fence?

The recommended distance between a fence and a trampoline is 5-6 feet. If there is a fence present, it is important to keep the trampoline away from it to avoid any accidents.


There is no definitive answer when it comes to whether or not trampoline use increases insurance premiums. Some insurers may consider trampoline jumping a high-risk activity, while others may not. Ultimately, it is up to the individual insurance company to make a determination on whether or not using a trampoline will affect one’s premiums.

Does Trampoline Increase Insurance? Our Answer

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